Got Questions? We Have Answers.
- About Holy Rosary Credit Union
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To apply for a loan, you can call Video Banking (use the button in the bottom corner of the site) during regular business hours, come into a branch, or simply start uploading required documents to Docusign.
You do not have to be an HRCU member to apply for a loan, but you do have to be a member in order to receive said loan.
Yes, please visit our Vehicle Loans page.
HRCU does not offer Student Loans, but we do offer personal loans.
To get pre-approved for a loan, you need to complete a loan application. If you want to see if you’ll get pre-approved before we do a hard pull of your credit score, you can do a free, one-on-one Credit Check Plus session.
There are many options for paying on your HRCU loan. You can:
- Set up auto-pay through Online Banking
- Ask HRCU to set up an automated payment when your payroll comes in
- Pay by cash or check in any HRCU Branch OR any Co-Op Shared Branch
- Use electronic Bill Pay
- Mail a check to us at 533 Campbell Street Kansas City, MO 64106
- Call Video Banking
- Call HRCU and do a payment over the phone, but there will be a charge as disclosed in the fee schedule.
No. The credit bureau does not allow us to give out copies of the report. You can request a free copy of your credit report by visiting AnnualCreditReport.com.
Because the federal government requires that each of the three national credit-reporting agencies--Experian, Equifax, and TransUnion--gives you a free credit report every year, consider staggering the receipt of each of your credit reports. That way, you'll get a continuous picture of how your credit picture looks, because the three bureaus feed each other the latest information. You'll also be able to clean up errors as you find them (because errors can drag down a credit score) and you'll also keep an eye on identity theft.
The federal government requires that each of the three national credit-reporting agencies--Experian, Equifax, and TransUnion--gives you a free credit report every year. You can request a free copy of your credit report by visiting AnnualCreditReport.com. Link to https://www.annualcreditreport.com/ According to the Federal Trade Commission, the only authorized online source is at annualcreditreport.com. Consumers should be aware that there are many sites out there that claim to offer "free" credit reports but often charge you for another product if you accept the report.
To request your credit report by phone, call (877) 322-8228. To request your credit report by mail, write to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. Do not contact the individual credit-reporting agencies.
A Home Equity Line of Credit allows you to borrow against the equity you’ve built in your home, giving you flexible access to funds when you need them. Please visit our Home Equity page to learn more or apply.
Visit our Mortgage page to learn more. We also offer assistance to first-time home buyers through our free, one-on-one Solid Foundations Sessions.
A signature loan is a loan without material collateral such as a car or home. The maximum amount you can borrow is $10,000 (VISA Credit Card limit is $11,000). You can use this loan for just about any purpose. Click here to apply online for a signature loan.
Yes! Please visit our Business Loan page to learn more.
Yes. That is one of the benefits of a credit union loan.