If you’re looking to build or rebuild your credit, a Credit Builder Loan can help you take the first step.
With affordable monthly payments designed to fit your budget
To help strengthen your credit profile
With on-time payments
As you repay the loan
BUILD YOUR CREDIT WHILE YOU SAVE
This loan is designed to help members establish a positive credit history while developing healthy financial habits. When you’re approved, the loan funds are placed into a secure savings account and held as collateral while you make affordable monthly payments.
Each on-time payment is reported to the major credit bureaus, helping you strengthen your credit profile and demonstrate responsible borrowing. Once the loan is paid in full, the funds in the account are released to you—giving you a savings boost at the same time.
It’s a simple way to build credit, grow savings, and move closer to your financial goals.
1. Apply for the Loan
Complete a quick application for your Credit Builder Loan.
2. Funds Are Secured in Savings
The loan amount is placed in a share savings account as collateral.
3. Make Monthly Payments
Each on-time payment helps establish positive credit history.
4. Unlock Your Savings
Once the loan is fully repaid, the funds are released to you—creating a savings nest egg.
A great option for members who:
