Benefits of Auto Refinancing
Lower Interest Rates
You could save thousands of dollars.
Reduced Monthly Payments
Free up cash to help pay off other debt.
How much can I lower my monthly payment with a new auto loan?
Adjusting the term of your existing auto loan may also make a big difference in your monthly loan payment. Use our auto refinance calculator to help you decide if it would be worth it for you to refinance your auto loan.
Auto Loans
Effective Date: Wednesday, June 10th, 2026
| Year | APR* as low as |
|---|---|
| 2021 & Newer | 5.25% |
| 2017-2020 | 5.75% |
| 2016 & Older | 8.00% |
| *APR = Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, membership eligibility, and amount of loan, in addition to other conditions listed in the account agreement. Rates, terms and conditions are subject to change or expire without notice. | |
Disclosures: Must meet qualifications, including credit score requirements and vehicle conditions.
