Special Savings
Save for a big purchase, taxes, or other expenses with a flexible account designed around your goals. Special Savings helps you organize your money and plan ahead—without restrictions or minimums.
No Minimum Balance
Open at any time and use it as much or as little as you need.
Earn Dividends
Your savings grow over time.
Goal‑Based Savings
Save for once-a-year expenses, rainy days, or other planned spending in a dedicated account.
Simplify Planning
Keep funds separated to make planning easier and reduce spending stress.
Easy Access
Access your money when you need it, just like a regular savings account.
Save with Purpose
Special Savings—sometimes called a club account—helps you set money aside for specific needs without mixing it into your other savings. Whether you’re planning ahead for summer, saving for taxes, or building an emergency cushion, having separate funds for each goal makes it easier to stay organized and on track.
Your Special Savings account will help you:
- Keep money set aside for specific goals or budget items
- Easily track your savings progress
- Access your money whenever you need it
Savings Accounts
Effective Date: February 1, 2025
Minimum Opening Deposit of $5.00
| Account Balance | Dividend Rate | APY* |
|---|---|---|
| $.01 - $99.99 | 0.00% | 0.00% |
| $100.00 - $9,999.99 | 0.05% | 0.05% |
| $10,000 - $49,999.99 | 0.25% | 0.25% |
| $50,000 - $99,999.99 | 0.25% | 0.25% |
| $100,000.00 and over | 0.25% | 0.25% |
| APY = Annual Percentage Yield. As high as based on tier, term or other factors. Penalties may be imposed for early withdrawals. See Truth in Savings disclosure for additional information. | ||
Other options to save
Want to earn more on your savings? Check out our higher-rate Certificates of Deposit (CDs) and Money Market Accounts
What could my recurring (monthly) savings grow to?
Different factors can impact the growth of your savings over time such as the frequency of deposits and the rate of compounding. Use this calculator to determine the future value of your recurring savings and any existing balance you might have accumulated.
*Membership eligibility required.
Become a Member
Join a credit union that truly puts its members first. With competitive rates, a commitment to financial education, personalized support in several languages, and a deep dedication to this community, we are here to help you achieve your financial goals.