For Our Members
An annual report is a comprehensive summary of Holy Rosary Credit Union’s operations, financial performance, and impact over the past year. These reports help our members — who are also owners of the credit union — understand how we’re performing, how your financial cooperative is being managed, and how we’re serving our community. Annual reports typically include:
- A message from leadership (CEO/Board Chair) reflecting on accomplishments and future priorities
- Key financial highlights and performance
- Membership growth and loan/deposit activity
- Community involvement and outreach
- Strategic initiatives and plans for the coming year
This transparency supports informed member engagement and reinforces our commitment to accountability.
How To Use These Reports
Each annual report can be downloaded or viewed by clicking the corresponding year below. These documents are also shared at our annual meeting, where members can ask questions and hear directly from our board and leadership.