FAQs

To change your address with HRCU, you can update through Online Banking or in-person at a branch or over Video Banking. You will need to provide proof of your new address and sign our Address Change Form.

Yes. Use our Direct Deposit form to help set this up.

Your money is insured by the National Credit Union Administration (NCUA), an independent agency of the United States Government. Your savings is federally insured up to $250,000 and backed by the full faith and credit of the United States Government.

Yes, we offer Wire Transfers – these can be completed in-person or by video banking. See Fee Schedule for current fees.

While we do not offer travelers checks, we do have travel money cards and also general gift cards. We offer money orders up to $1000.

A member under the age of 18 can open an account, but they must have an adult on the account in order to have a checking account or to have debit card access.

Please visit our Career Opportunities page for current employment opportunities.

Credit unions are non-profit and exist to help people, not to make a profit. As such, all earnings are returned to their members in the form of high-interest savings and low rate loans. A volunteer board of directors, elected by the members, governs a credit union. With their vote, each member has a direct impact on the direction of the credit union. Also, "people helping people" is the credit union philosophy. A credit union's goal is to serve all of their members equally and provide charitable contributions to their community. Credit unions are owned by their members. Each member gets one vote and an equal say in how the credit union is run.