Secured/Credit Builders

Primary Share/Certificate Secured Loans

Credit Builder Loan

Don't spend your hard earned savings. Most members find it easier to repay a loan than to "pay themselves" back after making a purchase. While pledged as collateral, your shares continue to earn dividends and as your loan balance reduces so does the pledged amount. The interest rate is lower on our Share Secured Loans so that makes it an even smarter way to borrow. Loan processing is quick and easy! Complete a loan application or contact us and we will take it from there.

Secured Loans

If you need to build or rebuild credit history, consider our Credit Builder Loan. You can borrow up to $2,500 and the loan proceeds will be placed in a share account as collateral for your loan. When you are finished, the amount you have pledged as collateral for the loan will be a nice nest egg you have saved. You build your credit as you build your savings. It's a win/win situation! Just complete a loan application and tell us you are applying for the Credit Builder Loan.