. . . your united Catholic credit union where people are helping people!
Free Financial Education From time to time, Holy Rosary Credit Union offers its members and guests free financial education opportunities, from how to buy a home, to understanding your credit score, to financial planning and more. Education sessions will be announced on this website and in The Messenger newsletter.
Upcoming sessions include:
Date
Time
Subject
Location
Language
Wed, January 11, 2012
Evening Class
Starting You Own Business
Holy Rosary Credit Union
Spanish
There is no cost to attend these sessions. RSVP's are required. To reserve your space, please contact us.
Use Debt in Focus to help you manage your finances.
Are you worried about how much debt you have? Visit Debt in Focus. This is an online debt-management tool which will help you analyze your individual situation and lay out a custom action plan to make improvements. Any information you provide is completely anonymous. After answering a few questions about your income and current debts, you will be given a simple financial analysis which will provide a wealth of information including your debt to income ratio, debt payment schedules and suggested personal action strategies to help keep your finances moving forward.
Avoid Paying Fees for “Free” Credit Reports You may be familiar with the fact that free credit reports can be obtained annually from the three credit bureaus. Unfortunately, consumers are often duped into obtaining “free” credit reports from “imposter” websites that end up costing fees, sometimes on an ongoing basis. The Fair Credit reporting Act (FCRA) and the Fair and Accurate Credit Transactions (FACT) Act require each of the nationwide consumer reporting companies, Equifax, Experian, and TransUnion, to provide consumers with a free copy of their credit report, at their request, once every 12 months. Only one website is authorized to fill orders for the free annual credit reports that consumers are entitled to under law—http://www.annualcreditreport.com/. You may click on this link now. Other websites that claim to offer “free credit reports,” “free credit scores” or “free credit monitoring” are not part of the legally mandated free annual credit report program. In many cases, the “free” product offered comes with strings attached. For example, some sites automatically convert the individual to a fee schedule after a trial period. If the consumer does not proactively cancel during the trial period, the company starts charging fees to their credit card. Some “imposter” sites use terms like “free report” in their names, others have URLs that purposely misspell annualcreditreport.com in the hope that the consumer will mistype the name of the official site. Some try to sell the consumer something or attempt to collect personal information.
Holy Rosary Credit Union Main Office: | 533 Campbell Street | Kansas City, MO 64106' Main Office Phone: 816.221.2734 | Fax: 816.221.4264 Raytown Office | 7043 Blue Ridge Blvd. | Raytown, MO 64133 Raytown Office Phone: 816.356.8757 | Fax: 816.356.8744 Email: Info@HolyRosaryCU.org | Privacy Policy
